In this article we will know about SSC CGL vs Banking Exams full comparison and then a detailed plan for preparing both together — including syllabus overlap, strengths, challenges, and a clear study path.
🔍 Detailed Comparison: SSC CGL vs Banking Exams
1. 📋 Exam Conducting Bodies
- SSC CGL: Conducted by Staff Selection Commission (under Government of India).
- Banking Exams: Conducted by bodies like IBPS (for PSU banks), SBI (for its own recruitment), RBI (for Grade B, Assistants).
2. 🧾 Job Profiles & Responsibilities
| SSC CGL Jobs |
Banking Jobs |
| Income Tax Inspector, Excise Inspector, Assistant in ministries, CBI Sub-Inspector, Auditor, etc. |
PO (Probationary Officer), Clerk, Specialist Officer, RBI Assistant/Grade B |
| Mostly administrative, investigative, office-level work |
Financial, customer service, operations, credit, and loans-related work |
3. 🏢 Work Culture & Life
| SSC CGL |
Banking |
| 9 to 5 job in most roles. Less stress. |
Long working hours, often beyond 6 PM. |
| Stable life, especially in ministry/desk posts. |
Often involves targets, pressure, and rural postings. |
4. 💰 Salary & Perks (2025 standards)
| Parameter |
SSC CGL |
Banking PO |
| Gross Salary |
₹45K–₹65K/month |
₹42K–₹55K/month |
| Perks |
Government accommodation, LTC, CGHS |
Concessional loans, home/car loan, medical cover |
| Growth |
Slower promotions |
Fast promotions (within 3–5 years to Manager) |
5. 🧠 Difficulty Level (Subject-wise)
| Subject |
SSC CGL |
Banking |
| Quantitative Aptitude |
Concept-based, more arithmetic, trigonometry, geometry |
Speed-based, calculations, data interpretation heavy |
| Reasoning |
More logical, classification, matrix |
Puzzle-heavy, coding-decoding, input-output |
| English |
Grammar, vocabulary, cloze test |
More comprehension, para jumbles, inference-based |
| GK/GA |
Static GK, Polity, Geography, Economics, Science |
Banking Awareness, Economy, Current Affairs-heavy |
✅ Syllabus Overlap – Why You Can Prepare for Both Together
| Common Subjects |
SSC CGL |
Bank Exams |
| Quant |
Yes |
Yes |
| Reasoning |
Yes |
Yes |
| English |
Yes |
Yes |
| GK/GA |
Yes (but SSC more static, Banking more current) |
Yes (needs current affairs + banking awareness) |
📅 4-Month Combined Preparation Strategy (SSC CGL + Banking)
Month 1: Build Basics
- Quant: Numbers, %age, Ratio, Time-Speed-Distance
- Reasoning: Syllogisms, Blood Relations, Direction Sense
- English: Grammar Rules, Vocabulary (daily 10 new words), Reading Comprehension
- GK: Start with Lucent (for SSC) + Daily Current Affairs (for banking)
- Practice mock tests (1 SSC + 1 Banking/week)
Month 2: Strengthen Core + Add Practice
- Quant: Profit-Loss, Time & Work, DI (Tables, Pie charts), Trigonometry (SSC)
- Reasoning: Puzzles (Floor, Box, Circular), Series
- English: Cloze test, Error detection, Para jumbles
- GK: Weekly revision, banking terms, RBI updates
- Take 3 mock tests/week (2 banking, 1 SSC) with full analysis
Month 3: Advanced Topics + Test Practice
- Quant: Mensuration, Geometry (SSC), High-level DI (Banking)
- Reasoning: Input-output (Banking), Logical reasoning (SSC)
- English: Descriptive (for SSC Tier 3), Essays, Letters (for PO Mains)
- GK: Revision of Static + Focused banking awareness (mergers, schemes, apps)
- Daily mock practice (alternating days: SSC, Bank)
Month 4: Revision + Final Phase
- Revise notes, formulas, shortcuts
- Attempt full-length mocks daily (alternate between SSC and Bank)
- Analyze weak areas using mock feedback
- Practice previous year papers
- Work on speed and accuracy
- Attempt Tier 3 (SSC) or Descriptive (PO) test weekly
🎯 Final Advice: Which One to Choose?
| Preference |
Choose SSC CGL |
Choose Banking Exams |
| Prefer govt. job with high prestige and no sales |
✅ |
❌ |
| Can handle target pressure & want faster promotion |
❌ |
✅ |
| Strong in static GK & comfortable with tier-based exams |
✅ |
❌ |
| Want more job opportunities each year |
❌ (SSC once/year) |
✅ (multiple exams/year) |
| Rural postings okay |
✅ |
✅ |
| Want job security with low transfer chances |
✅ |
❌ |
📌 Final Tip:
Prepare for both in the beginning. You’ll find your strength area within 2–3 months. After that, focus on the one where you:
- Score better
- Enjoy solving more
- Feel confident about the job profile
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